WHY I DO NOT TAKE MEDICAL INSURANCE
I believe your care should be private, accessible, and focused on you—not dictated by insurance companies. Here’s why I don’t bill insurance directly:
1. Your Privacy Matters
When insurance is billed, companies can access details from your medical records. Many clients prefer to keep what they share in therapy completely confidential.
2. Insurance Often Doesn’t Cover Therapy
Insurance companies only cover what they consider “medically necessary.” This excludes many services, such as:
Couples or relational therapy
Sexual health concerns
Other issues that deeply affect well-being
I believe these concerns are just as important as any other health issue, even if insurers disagree.
3. Transparent, Accessible Fees
As an independent practice, I avoid the restrictions and overhead of insurance billing. This helps me keep fees clear and predictable while focusing fully on your care.
Using Out-of-Network Benefits
You may be able to:
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Pay with a Health Savings Account (HSA)
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Request a superbill (statement) to submit for potential reimbursement under out-of-network benefits. Coverage varies by plan—some insurance companies reimburse partially, others may not.
No Insurance? No Problem
You can still work with me as a self-pay client even if you don’t have insurance or out-of-network benefits.
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Individual therapy: $200 / 50-minute session
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Couples therapy: $300 / 50-minute session